Chapter VII — Competent authorities
Cooperation between authorities
Summary
Requires national competent authorities to cooperate closely with each other and with the ESAs to ensure effective and consistent application of DORA across the EU. Establishes mechanisms for information exchange and coordination of supervisory activities.
Key Requirements
- 1
NCAs must cooperate closely with each other and with ESAs
- 2
Information exchange mechanisms for cross-border supervision
- 3
Coordination of supervisory activities to avoid duplication
- 4
Mutual assistance between competent authorities across Member States
Detailed Analysis
Article 48 mandates close cooperation between national competent authorities (NCAs) and the European Supervisory Authorities (ESAs) to ensure that DORA is applied effectively and consistently across the EU. Given that many financial entities and ICT third-party providers operate across borders, uncoordinated supervision would create gaps, overlaps, and inconsistencies.
The cooperation framework includes mechanisms for exchanging information relevant to supervisory assessments, sharing best practices in enforcement, and coordinating supervisory activities where multiple authorities have jurisdiction over the same entity or group. This is particularly important for large banking groups and pan-European financial market infrastructures.
The ESAs play a coordinating role, promoting supervisory convergence and facilitating the resolution of disputes between NCAs where differing interpretations or approaches could undermine the level playing field that DORA seeks to establish.
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